.ip-root{color:var(--navy,#023f59)}.ip-wrap{max-width:1080px;margin:0 auto;padding:0 24px}.ip-hero{padding:72px 0 32px}.ip-kicker{color:var(--orange,#f7631d);letter-spacing:.1em;text-transform:uppercase;margin-bottom:14px;font-size:13px;font-weight:700;display:inline-block}.ip-hero h1{letter-spacing:-.02em;margin:0 0 16px;font-size:clamp(30px,4vw,46px);font-weight:800;line-height:1.1}.ip-lead{color:#3a4a52;max-width:60ch;margin:0;font-size:18px;line-height:1.65}.ip-crumbs{color:#5f6e76;padding:20px 0 0;font-size:13px}.ip-crumbs a{color:#0389a2;text-decoration:none}.ip-crumbs a:hover{text-decoration:underline}.ip-grid{grid-template-columns:repeat(3,1fr);gap:20px;padding:24px 0 80px;display:grid}.ip-card{color:var(--navy,#023f59);background:#fff;border:1px solid #e3eaed;border-radius:16px;flex-direction:column;gap:10px;padding:28px;text-decoration:none;transition:border-color .2s,box-shadow .2s,transform .2s;display:flex}.ip-card:hover{border-color:#b9d6dd;transform:translateY(-2px);box-shadow:0 16px 40px #0389a21f}.ip-card .ip-num{color:var(--teal,#0389a2);letter-spacing:.08em;text-transform:uppercase;font-size:13px;font-weight:700}.ip-card h2,.ip-card h3{letter-spacing:-.01em;margin:0;font-size:21px;font-weight:800}.ip-card p{color:#3a4a52;flex:1;margin:0;font-size:15px;line-height:1.6}.ip-card .ip-go{color:var(--orange,#f7631d);margin-top:4px;font-size:14px;font-weight:700}.ip-detail{padding:8px 0 80px}.ip-detail h1{letter-spacing:-.02em;margin:8px 0 14px;font-size:clamp(28px,3.6vw,42px);font-weight:800;line-height:1.12}.ip-detail .ip-lead{margin-bottom:8px}.ip-cols{grid-template-columns:1.6fr 1fr;align-items:start;gap:40px;margin-top:40px;display:grid}.ip-block{margin:0 0 28px}.ip-block h2{letter-spacing:.1em;text-transform:uppercase;color:var(--orange,#f7631d);margin:0 0 10px;font-size:13px;font-weight:700}.ip-block p{color:#2c3a42;margin:0;font-size:17px;line-height:1.7}.ip-list{gap:10px;margin:0;padding:0;list-style:none;display:grid}.ip-list li{color:#2c3a42;padding-left:26px;font-size:17px;line-height:1.6;position:relative}.ip-list li:before{content:"";background:var(--teal,#0389a2);border-radius:3px;width:10px;height:10px;position:absolute;top:9px;left:4px}.ip-aside{background:#f5f9fa;border:1px solid #e3eaed;border-radius:16px;padding:26px;position:sticky;top:92px}.ip-meta{gap:14px;margin:0 0 22px;display:grid}.ip-meta dt{letter-spacing:.08em;text-transform:uppercase;color:#5f6e76;margin:0;font-size:12px;font-weight:700}.ip-meta dd{color:var(--navy,#023f59);margin:2px 0 0;font-size:16px;font-weight:600}.ip-cta{background:var(--orange,#f7631d);color:#fff;cursor:pointer;border:0;border-radius:999px;align-items:center;gap:8px;padding:13px 24px;font:700 15px inherit;text-decoration:none;display:inline-flex}.ip-cta:hover{color:#fff;background:#d64b00}.ip-relevant{border-top:1px solid #e3eaed;margin-top:20px;padding-top:18px}.ip-relevant .ip-rt{letter-spacing:.08em;text-transform:uppercase;color:#5f6e76;margin:0 0 10px;font-size:12px;font-weight:700}.ip-relevant a{color:#0389a2;margin:6px 0;font-size:15px;font-weight:600;text-decoration:none;display:block}.ip-relevant a:hover{text-decoration:underline}.ip-note{color:#6f7a80;margin-top:14px;font-size:13px}@media (max-width:900px){.ip-cols{grid-template-columns:1fr}.ip-aside{position:static}}@media (max-width:640px){.ip-grid{grid-template-columns:1fr}}